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Worried about care costs? – How a Property Protection Trust Will can help

Nearly 400,000 people in the UK are resident in care homes, and according to research conducted by the Office of National Statistics (ONS) 36% of those are ‘self-funders’. This means they are responsible for their own care fees and receive no help with the cost from their local council. For many people their main asset […]

Should you Re-write your Will Following Divorce?

A retirement plan you can bet your life on

Divorce and bereavement – are two of the most stressful experiences a person can go through in their lifetime. When you’re going through a divorce, you’re understandably focused on the immediate issue at hand. Dividing assets and, if you have children, agreeing on how your children’s needs will be met. Thinking about what happens after […]

How looking after yourself, will look after your family too

As we welcome 2023, naturally we all look at where we are in life: how far we’ve come and our achievements, as well as choosing personal goals to enhance our lifestyle and improve our future. New Year Resolutions can have mixed feelings attached to them, and although we shouldn’t pin too much on the specifics, […]

When Should I Write a Will?

When Should I Write a Will?

Writing a Will sounds like a grown-up thing to do. But when do we officially become a ‘grown-up’ – when we start our careers, when we get married or when we have kids? A Will is something we all avoid for the wrong reasons. Ideally, the best time to write one is when you’re young, […]

Guardianships – are they really worth it?

guardianships are they really worth it

  Most of us have probably come across the term “guardian” or “guardianship,” but have you ever stopped to think about whether this is something you need to put in place? As a parent, it may be something you think you may never have to consider but the safest option is to make provisions for […]

What considerations should be made when choosing a guardian?

What considerations should be made when choosing a guardian

The Duke and Duchess of Sussex welcomed their first son Archie Harrison Mountbatten-Windsor to the world on Monday 6th May 2019.  Like any new parents, now is definitely a time that they should look to reconsider their estate plans to make sure planning is up to date and no new family members will be disadvantaged. One of the […]

Excluding someone from your Will

Relationships change, people and families fall out or drift apart. Maybe one of your children is well-off enough in their own right and you’d rather your other children or grandchildren inherited from you instead. Whatever your reasons, you’ve decided that there is someone you would just rather not make provision for in your Will. This post will guide […]

Cohabiting couples warned of ‘common law marriage’ myths.

cohabiting couples

Cohabiting couples warned of ‘common law marriage’ myths Millions of unmarried couples who live together could be unaware of their rights if the relationship breaks down. Resolution carried out a survey which found two-thirds of cohabiting couples wrongly believe “common-law marriage” laws exist when dividing up finances. The number of unmarried couples living together has […]

Dying without a Will

dying without a will

The number of enquiries about people who have died without making a will has more than doubled over the past five years, Citizens Advice says. The charity recorded 1,522 such queries in 2011, rising to 3,747 in 2015, along with a rise in queries about problems executing wills. According to a YouGov survey, nearly two-thirds […]

Could Cohabitees Soon Get Recognised on Pensions ?

could cohabitees soon get recognised on pensions

Denise Brewster lost her long-term partner, Lenny McMullan whom she had been cohabiting with for over 10 years, they had brought their home together and were planning on getting married.Mr. McMullan had worked for over 15 years for Translink, who provided him as one of his benefits an occupational pension, two days after getting engaged, […]

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